Apply for Your Personal Loan — $250 to $5,000

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Credit2Go Inc. offers high-cost personal loans from $250 to $1,500 (higher amounts up to $5,000 available on case-by-case review). The nominal annual interest rate is 31.00%, compounded daily, with an effective Annual Percentage Rate (APR) of 34.50%. Loans are repaid in 4 bi-weekly instalments over approximately 2 months.

Representative example: A $1,000 loan at 31.00% nominal (34.50% APR effective), repaid in 4 bi-weekly instalments of $257.48, total repayment $1,029.92, total cost of borrowing $29.92.

Optional fees that do not affect the APR: missed payment $45 (automatically reversed if cured within 48 business hours), payment rescheduling $25, payment reduction request $12.50. Electronic debit fees: $0.

Credit2Go Inc. holds a high-cost credit business licence issued by Service Alberta and Red Tape Reduction. Loans are governed by the laws of Alberta (Consumer Protection Act, RSA 2000, c C-26.3 and High-Cost Credit Regulation, Alta Reg 132/2018). Available across Canada except Quebec and Manitoba.

⚠ WARNING — This is high-cost credit (APR of 32% or higher). High-cost credit can be very expensive. Consider all your options before applying, including credit counselling services and lower-rate loans from financial institutions.

For free financial guidance: Financial Consumer Agency of Canada (FCAC).