About Credit2Go
Your trusted partner for online personal loans in Canada
Our mission
At Credit2Go Inc., we believe everyone deserves fast, transparent, and fair access to credit. Our mission is simple: offer 100% online personal loans to Canadians, with clear terms, a fully disclosed APR before signing, and customer service that responds in less than 4 hours.
Our story
Founded over 12 years ago, Credit2Go was born from a simple observation: too many Canadians are refused by traditional banks when they need a temporary financial boost. We built an online platform that eliminates paperwork, accelerates evaluation, and provides a response within the day.
Since then, we have helped over 100,000 clients across Canada obtain the financing they needed to handle unexpected events, cover urgent bills, or simply regain control of their budget.
Our values
🔍 Transparency
We disclose all costs before you sign. No hidden fees, no surprises. The APR we advertise is the one you pay.
⚡ Speed
Response in 4 hours, same-day disbursement when your file is approved. Online application in 5 minutes, 24/7.
🤝 Responsibility
We practice responsible lending. We refuse applications that risk putting you in difficulty, and support our clients in case of repayment problems.
🔒 Security
Bank-level 256-bit encryption, read-only Inverité verification, Canadian servers, PIPEDA compliance. Your data is protected like at the bank.
Why choose Credit2Go?
- 100% online — no branch appointments, everything done from your couch
- 4-hour response time — no waiting days like at the bank
- 34.50% APR — fully disclosed before signing, under the federal 35% APR cap
- Loans from $250 to $1,500 — higher amounts up to $5,000 available on case-by-case review
- Licensed high-cost credit business in Alberta
- No hidden fees, no early repayment charges
- Bilingual service FR/EN by phone, 7 days a week
- Secure bank verification via Inverité — no need to upload statements
Our regulatory compliance
Credit2Go Inc. is a licensed credit business in Canada:
- Holder of a High-Cost Credit Business Licence issued by Service Alberta and Red Tape Reduction (Consumer Protection Act, RSA 2000, c C-26.3; High-Cost Credit Regulation, Alta Reg 132/2018)
- Compliance with the criminal rate of interest (Criminal Code, s. 347.1) — under the 35% APR federal cap
- Compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA)
- Payments reported to credit bureaus Equifax and TransUnion
Available across Canada except Quebec and Manitoba.
Start today
Ready to apply? Fill out our online form — it only takes 5 minutes.
Contact us
